Temporary Car Insurance
Although car insurance policies generally cover periods of at least 12 months, there are times when you only need cover on a temporary basis. For these occasions, temporary car insurance from Daycover can be a good solution. When you add another driver to your existing policy, you could run the risk of losing your no-claims discount should anything happen to the car while you are not behind the wheel. It's also a relatively expensive process, depending on the age and experience of the nominated additional driver. With Daycover insurance you can have another driver legally use your vehicle without any fear of jeopardising your no-claims bonus.
Instant Short Term Cover
The same applies if you need to drive someone else's vehicle for a short period. It's quick and easy to arrange a temporary car insurance policy to give them the same peace of mind. These policies are ideal if you are borrowing a friend or relative's vehicle. They are also appropriate if you have visitors coming to stay who want to borrow your car. If you are buying a new car but haven't had the time to sort out a permanent policy, short term car insurance can cover you on the drive home. If you want to lend your car to a friend or relative then short term car insurance cover is a sensible option. You might want to share the driving duties on a long trip on holiday or for work.
We have arranged temporary car insurance for thousands of customers and hundreds of different vehicles. Daycover's comprehensive protection can also be extended to 28 days if required.
Daycover Can Insure Any Driver Provided:
- You've held a current full UK driving licence for a minimum of 6 months, European Union licence for a minimum of 12 months or hold a Provisional driving licence
- You are aged 18 - 75 years
- You have no more than 7 penalty points on your licence in the last 2 years
- You have not been disqualified from driving in the last 2 years
- You have not had more than 2 fault claims in the last 3 years
Daycover Can Insure Any Vehicle If It Fits The Following Criteria:
- It has not been modified
- It has a maximum of 8 seats in total
- The vehicle is registered in Great Britain, Northern Ireland or the Isle of Man
- It will not be used to carry passengers or goods for hire or reward
- The minimum market value of the car to be temporarily insured is £1,000
Claims Procedures & Contacts
Provident Claims Information
| Provident Claims Service: | ||
| 0870 043 3668 | Lines are open: | |
| 24 Hours a Day, 7 Days a Week. | ||
Markerstudy Claims Information
| Markerstudy Claims Service: | ||
| 0844 874 0632 | Lines are open : | |
| 24 Hours a Day, 7 Days a Week. | ||
Mulsanne Claims Information
| Mulsanne Claims Service: | ||
| 0844 573 1229 | Lines are open : | |
| 24 Hours a Day, 7 Days a Week. | ||
Uninsured Loss Recovery Service Information
| Uninsured Loss Recovery Service: | ||
| Please contact the following number for all ULR queries. | ||
| 08707 87 89 89 | Lines are open : | |
| Monday - Friday | 9:00am - 5:30pm | |
| Saturday | 9:30am - 1:00pm | |
Outside these hours the telephone will be answered and emergency advice will be available.
Short Term Van Insurance Policy Overview
For Comprehensive policies (subject to policy terms) we indemnify the policyholder in respect of his/her insurable interest in the van subject to the excess level shown on your Policy Schedule. In the event of repairable damage we will normally use the Insurer's approved repairer procedure and supplier. In the event of total loss, any settlement will normally be negotiated with, and made to, the policyholder. It will then be the policyholder's responsibility to clear any liability to the owner of the van. The policy does not cover any liability to any party in respect of loss of use or availability of the vehicle. All Comprehensive policies carry Accidental Damage, Fire & Theft identified on the policy schedule and have a limit of indemnity in respect of loss of or damage to the van as specified on your Policy Documents. All our customers have additional cover in respect of uninsured loss recovery.
For full terms, refer to the policy wording which can be found in the FAQ section of this website or on your Confirmation of Policy email.